Broker review · 2026
XTB review 2026
Warsaw-listed broker with the award-winning xStation 5.
XTB is a publicly listed European broker with an excellent in-house platform, xStation 5, no minimum deposit and strong education. Forex spreads are competitive and commission-free on the Standard account.
Pros
- Listed on the Warsaw Stock Exchange
- xStation 5 is fast and intuitive
- No minimum deposit
- High-quality research and education
Cons
- No MetaTrader since 2024
- Not available in the US
- Inactivity fee after 12 months
XTB overview
XTB was founded in 2002 in Poland and is listed on the Warsaw Stock Exchange. It serves over a million clients and is known for its xStation 5 platform.
Is XTB safe and regulated?
Regulated by Poland’s KNF, the FCA, CySEC, DFSA, FSCA and the FSC in Belize.
Tier-1 regulators are shown in bold. Always confirm the licence on the regulator’s own register.
XTB spreads and fees
EUR/USD averages about 0.9 pips with no commission. Inactivity fee after 12 months without trades and no deposits.
| Account | EUR/USD spread | Commission (round turn) | Cost per lot |
|---|---|---|---|
| Standard | 0.9 pips | $0 | $9.0 |
Trading platforms
xStation 5 combines charting, sentiment, stock screeners and a trading calculator in a clean interface across web, desktop and mobile.
How XTB scores
- Trust & regulation 30%
- 4.7
- Fees & spreads 25%
- 4.4
- Platforms & tools 15%
- 4.4
- Markets & range 10%
- 4.2
- Ease of use 10%
- 4.7
- Research & education 10%
- 4.5
Verdict
XTB is an excellent all-rounder for European and UK traders, particularly beginners.
Open an account with XTBYou will be taken to xtb.com.
XTB FAQ
Is XTB regulated?
Yes. XTB is regulated by the KNF, FCA, CySEC and others, and is listed on the Warsaw Stock Exchange.
Does XTB have MT4?
No. XTB discontinued MetaTrader and now offers xStation 5 only.
What is the XTB minimum deposit?
XTB has no minimum deposit.
Is XTB good for beginners?
Yes. XTB scores 4.7/5 for ease of use in our testing, with a $0 minimum deposit.